News

At the October Annual meeting, the issue was raised whether or not the master insurance policy of PHGIII protected homeowners against an earthquake.  Ken Mattingly has meet with our insurance representative, and confirmed that indeed the master policy has a declaration protecting all structures against earthquake damage.  However, you should check with your own insurer to make sure your homeowners coverage protects you for any personal losses as a result of an earthquake. Because one of the largest earthquakes ever recorded occurred along the New Madrid Fault Line, it is reassuring to know we are protected in the event of a major eatherquake.